EzyCerts Solutions| EMV Certifications

EMV Certifications

EMV Certifications are used to verify the autheniticity of the payment card and Payment terminals. It is mandated by Payment Card Industry (PCI) that Issuers and Merchants should support EMV chip to overcome fraudalent attacks and those do not support EMV chips shall be held liable for such attacks. It is required to certify L2 Kernel & L3 Terminal Applications on Contact, Contactless & Quick Chip mode for various network schemes before deploying them in production.

EMV L3 Certification is not easy for Payment Organizations. They may encounter challenges while attempting certification on their own related to:

-> Lack of knowledge of different acquirer processor and card brand requirements results in rework and several revisions

-> Redundant Expenses on purchase of EMV Tool Kit , Setting up EMV experts team, Acquirer processor cost, Card Schemes cost, and Iteration Cost.

-> Delay the project from 6 months to 1 Year due to unawareness of EMV process

-> Risk of Financial Loss due to Certification Failure, Rework in integration

How We can help you ?

EzyCerts Solutions offer specialized services to obtain EMV Certifications for POS applications to make an easy, faster, and cost-effective transition to production.

We have customized our services to help you at any level of the certification cycle for testing, validation, or consultations to acquire certifications

EMV Certification Process

EMV Certification is not just execution of test cases. It includes a process to follow which includes:

a. Verify pre-requisites to initiate the certification process.
-> Mandatory documents before initiate process.
-> Ensure the LOA documents will have enough time to renewal
-> Ensure to use latest kernel library and Version
-> Ensure proper kernel configuration into terminal application
-> Ensure scope of certification i.e. Terminal Configuration & Transaction Types
-> Ensure the awareness of latest specification documents for EMV, Schemes & TPP.

b. Pre-certification before initiating actual certification process:
-> Filling of ICS Form requirements (to get help in taking waiver for upcoming certification)
-> Ensure the compliance applicability for different card schemes
-> Ensure the awareness of objective & pass criteria for the test cases execution.
-> Awareness of mandatory Data Elements, Tags required in logs validation.
-> Ensure the mandatory aspects for receipts compliance.

c. Understand the Actual Certification Submission
-> Ensure the project creation & slots availability to start the project.
-> Ensure the use of latest version used in certification
-> Ensure the manual validation of logs along with automated tool
-> Ensure how to close the certification in minimum time
-> Ensure how to successfully pass the test cases validation
-> Ensure not to get iteration/fund loss by Certification Failure.
-> Ensure the proper Banks & TPP name along with Application version present at the time of submission.

d. Final LOA & Maintaining LOA for Future aspects:
-> To maintaining the App Version, TPP, Kernel L2
-> Ensure in getting waiver for same family of POS
-> Ensure in maintaining expiry for issued LOA.